Daily Archives: November 18, 2008

What is it about this sour little green bud…

Upper Moutere - VillageIn the early days in Nelson’s hinterland, some German settlers formed a community and brought with them, some vines with which to produce their own home brews.  And it continues…..

Switch to today. Exports are crucial to our region, for many years hops and tobacco were its mainstays. And one of these is staging its own little rally.

Since 2000 prices and therefore income that growers receive, have been pretty ordinary. But wait, north of the equator they have had some real bad weather and that has drastically affected their production levels. So much so, that coupled with our UVP along with an increase in demand for premium beers, that static price is now starting to approach some of its highest levels ever.

NZ has approx. 17 commercial hop growers and they are all based in the Nelson region.

From our local paper, the Nelson Mail on Nov 4th 2008…..

Nelson is planting 20% more hops this year.  Beer sales are up 8% year on year internationally. Growth from emerging markets like mainly China, India & Russia was partly responsible for an increase in international demand and hop prices.

Doug Donelan NZ Hops Chairman said although beer consumption in traditional markets was flat, consumption of premium & craft beers, which used more hops, had become more popular.

Upper Moutere InnAs NZ Hops say ….

“Our disease free environment and natural controls affords us the confidence to guarantee the brewer delivery of “spray free” hops. Our confidence becomes security for the brewer as a supply of consistent and reliable quality hops is available. This offer, unsurpassed by any other region, is born out by the fact that we have supplied hops continuously to the international brewing trade for over 150 years.”

  • Pristine environment
  • Temperate growing region  41° South
  • Reliable off-season supply
  • Consistent quality
  • No diseases with spray free pest control
  • Sustainability focused

Hops are harvested in late Feb & March. And it makes for a busy time when the amount of workers required is massive. This is one of the industries that I mentioned in an early blog post, when I was discussing “Test Drive” opportunities in Nelson for seasonal work in the region.

Finding a professional Mortgage Broker is…..

Well when it often involves what will for most folk, be the most expensive purchase in their lifetime, then yes it can be a daunting task.

What say you get 16 different lenders together, and let them select the best candidates from around NZ.

Once selected, then have these finalists judged by a panel of four independent judges, importantly, from outside the industry, on various aspects of their business:

  • customer service and processes
  • professional advice
  • knowledge of the market and industry
  • client relationships
  • understanding of industry issues

Well this is the criteria and process the NZMBA go through each year when selecting their Broker of the Year.

This week I would like to introduce to you someone whom I have found over the years has all these qualities and more when it comes to assisting clients to source, apply, and secure a great mortgage.

His name is Mark Papps, and Mark is the 2008 Nelson Marlborough Mortgage Broker of the Year. This is the second time Mark has achieved this honour, he won this same award back in 2006.

The NZMBA Mortgage Broker of the Year Award rewards dedication, professionalism, innovation, creativity and excellence in mortgage broking. The winners most certainly represent excellence in their field of mortgage broking.

And as if this accolade wasn’t enough, Mark didn’t just win the Nelson Marlborough Award in 2008, he was voted No. 3 Broker in the whole country, for 2008 as well.

As the NZMBA says “… winners represent the best qualities of professional advisers.”

So I thought who better to share insight and commentary from a regional perspective.

From time to time, Mark will provide us with market updates in the finance sector and hopefully give us a better understanding of how the finance sector works.

I’m positive readers will be enlightened and informed by what he has to share.