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	<title>Hamilton NZ Real Estate, Duncan Munro</title>
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	<description>Buying and Selling property in Hamilton NZ</description>
	<lastBuildDate>Tue, 04 Sep 2012 03:57:13 +0000</lastBuildDate>
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		<title>Alistair Helm, leaving Realestate.co.nz</title>
		<link>http://unconditional.co.nz/duncanmunro/2012/09/04/alistair-helm-leaving-realestate-co-nz/</link>
		<comments>http://unconditional.co.nz/duncanmunro/2012/09/04/alistair-helm-leaving-realestate-co-nz/#comments</comments>
		<pubDate>Tue, 04 Sep 2012 03:57:13 +0000</pubDate>
		<dc:creator>Duncan Munro</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://unconditional.co.nz/duncanmunro/?p=193</guid>
		<description><![CDATA[Gosh what a surprise to hear that Alistair Helm is leaving Realestate.co.nz The official line from Chairman Fairfax Moresby is, quote: &#8220;Mr Helm is leaving as a consequence of management restructure. As both the business itself, and online marketplace have matured, the Board sees now as the appropriate time to review both operational structure and [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Zero-Rated Activity on Property (Land) Transactions</title>
		<link>http://unconditional.co.nz/duncanmunro/2011/07/22/zero-rated-activity-on-property-land-transactions/</link>
		<comments>http://unconditional.co.nz/duncanmunro/2011/07/22/zero-rated-activity-on-property-land-transactions/#comments</comments>
		<pubDate>Thu, 21 Jul 2011 11:04:39 +0000</pubDate>
		<dc:creator>Duncan Munro</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://unconditional.co.nz/duncanmunro/?p=181</guid>
		<description><![CDATA[From 1 April 2011 the GST changes for professional Property Investors and Developers are all about ‘use’ and ‘activity’. Buying and selling of land between GST-registered persons (or businesses) will be rated at 0% for GST. This means the GST will be removed from the sale price of land being purchased from and by a [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Welcome Home Loan and First Home Buyers.</title>
		<link>http://unconditional.co.nz/duncanmunro/2011/04/17/welcome-home-loan-and-first-home-buyers/</link>
		<comments>http://unconditional.co.nz/duncanmunro/2011/04/17/welcome-home-loan-and-first-home-buyers/#comments</comments>
		<pubDate>Sun, 17 Apr 2011 09:02:55 +0000</pubDate>
		<dc:creator>Duncan Munro</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://unconditional.co.nz/duncanmunro/?p=160</guid>
		<description><![CDATA[Following on from my blog, Saving with Kiwisaver, I think it worth mentioning the Welcome Home Loan Scheme. The Welcome Home Loan is offered to first home buyers by three New Zealand Banks, TSB, SBS and Kiwibank and is supported by Housing New Zealand. It has been created to help first home buyers purchase property [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Get into Kiwisaver ASAP (&#8216;saving when you&#8217;re not saving&#8217;)</title>
		<link>http://unconditional.co.nz/duncanmunro/2011/04/11/get-into-kiwisaver-asap/</link>
		<comments>http://unconditional.co.nz/duncanmunro/2011/04/11/get-into-kiwisaver-asap/#comments</comments>
		<pubDate>Sun, 10 Apr 2011 11:36:38 +0000</pubDate>
		<dc:creator>Duncan Munro</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://unconditional.co.nz/duncanmunro/?p=150</guid>
		<description><![CDATA[Owning property in New Zealand is quickly getting out of reach of many of our young people today. Saving the required deposits is getting more and more difficult. The money that is being offered to our graduates coming out of University is hardly what you would call generous. Along with students loans, and the cost [...]]]></description>
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		<title>The folly of over-pricing</title>
		<link>http://unconditional.co.nz/duncanmunro/2010/12/15/the-folly-of-over-pricing/</link>
		<comments>http://unconditional.co.nz/duncanmunro/2010/12/15/the-folly-of-over-pricing/#comments</comments>
		<pubDate>Wed, 15 Dec 2010 09:08:50 +0000</pubDate>
		<dc:creator>Duncan Munro</dc:creator>
				<category><![CDATA[Sellers of Real Estate]]></category>

		<guid isPermaLink="false">http://unconditional.co.nz/duncanmunro/?p=102</guid>
		<description><![CDATA[One thing that will never change is, that a house is worth more to its owner than it is to anyone else.  When it&#8217;s time to sell, a  lot of vendors initially over price their properties.   To get a sale at these levels is often difficult and usually the market has to catch up [...]]]></description>
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		<title>The Haka</title>
		<link>http://unconditional.co.nz/duncanmunro/2010/06/12/the-haka/</link>
		<comments>http://unconditional.co.nz/duncanmunro/2010/06/12/the-haka/#comments</comments>
		<pubDate>Sat, 12 Jun 2010 07:09:27 +0000</pubDate>
		<dc:creator>Duncan Munro</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://unconditional.co.nz/duncanmunro/?p=79</guid>
		<description><![CDATA[As a Real Estate Salesperson I often need to motivate myself.  It  makes me feel good when I&#8217;m inspired by an event or an idea.  It helps to keep me going and to keep me on track. Being a great armchair sportsman, I always enjoy watching the All Blacks doing the Haka, especially before the big games. [...]]]></description>
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		<title>Over-pricing your property, understanding how it can cost you a lot of money and how it can destroy your marketing campaign.</title>
		<link>http://unconditional.co.nz/duncanmunro/2010/01/17/over-pricing-your-property-understanding-how-it-can-cost-you-a-lot-of-money-and-how-it-can-destroy-your-marketing-campaign/</link>
		<comments>http://unconditional.co.nz/duncanmunro/2010/01/17/over-pricing-your-property-understanding-how-it-can-cost-you-a-lot-of-money-and-how-it-can-destroy-your-marketing-campaign/#comments</comments>
		<pubDate>Sun, 17 Jan 2010 07:51:10 +0000</pubDate>
		<dc:creator>Duncan Munro</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.unconditional.co.nz/duncanmunro/?p=52</guid>
		<description><![CDATA[I would like to discuss two different scenario&#8217;s to illustrate my point. 1.  A property is put on the market by a Real Estate Company $20,000 above the current market value. - the property is caravaned by the Real Estate Company (ie the agents from the company view the property)  The agents are not impressed with [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>How do I Buy a House?</title>
		<link>http://unconditional.co.nz/duncanmunro/2009/12/23/how-do-i-buy-a-house/</link>
		<comments>http://unconditional.co.nz/duncanmunro/2009/12/23/how-do-i-buy-a-house/#comments</comments>
		<pubDate>Wed, 23 Dec 2009 09:03:46 +0000</pubDate>
		<dc:creator>Duncan Munro</dc:creator>
				<category><![CDATA[Buyers of Real Estate]]></category>

		<guid isPermaLink="false">http://www.unconditional.co.nz/duncanmunro/?p=35</guid>
		<description><![CDATA[  If you are a first home buyer, this article may answer some of your questions.      1.         Obviously you have to pay for the property.  If you need to get a Mortgage, you usually need a savings history with your bank and between 10 and 20% of the cost of a house in [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Sellers Beware, First Offer Syndrome</title>
		<link>http://unconditional.co.nz/duncanmunro/2009/10/16/sellers-beware-first-offer-syndrome/</link>
		<comments>http://unconditional.co.nz/duncanmunro/2009/10/16/sellers-beware-first-offer-syndrome/#comments</comments>
		<pubDate>Fri, 16 Oct 2009 02:37:18 +0000</pubDate>
		<dc:creator>Duncan Munro</dc:creator>
				<category><![CDATA[Sellers of Real Estate]]></category>

		<guid isPermaLink="false">http://www.unconditional.co.nz/duncanmunro/?p=24</guid>
		<description><![CDATA[Selling in a reasonable time frame is every genuine Sellers aim, second only to selling for the highest possible price. Yet, most salespeople agree, that the hardest sale to make is the one that comes along in the first days of marketing. Inexperienced Sellers are often unaware of the mechanics of the marketing process. They think [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>What happens at an Auction?</title>
		<link>http://unconditional.co.nz/duncanmunro/2009/07/27/what-happens-at-an-auction/</link>
		<comments>http://unconditional.co.nz/duncanmunro/2009/07/27/what-happens-at-an-auction/#comments</comments>
		<pubDate>Mon, 27 Jul 2009 04:53:03 +0000</pubDate>
		<dc:creator>Duncan Munro</dc:creator>
				<category><![CDATA[Buyers of Real Estate]]></category>
		<category><![CDATA[Sellers of Real Estate]]></category>

		<guid isPermaLink="false">http://www.unconditional.co.nz/duncanmunro/?p=23</guid>
		<description><![CDATA[Pre-Auction: The Reserve is set, usually a day or so before the Auction, this is a Sale Price which is confidential to Vendor/Agent/Auctioneer. The Auctioneer introduces himself and the Agent who has been handling the Auction to everyone in the room. He talks of how the Auction will be run, as per the guide lines [...]]]></description>
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